Skip to main content
#
Call Us Today!
Business Owners Policy
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP).
 
Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
 
BOPs include:
  • Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage. 
  • Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location. 
  • Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
BOPs do NOT cover professional liability, auto insurance, worker's compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

Contact us today to learn how we can help with your business insurance needs. 
Quick Links
Quick Quote Request 

Send To Agent
Contact Us

Canoe Insurance Agencies
Clifton Park, NY Location

5 Southside Dr., Suite 201
Clifton Park, NY 12065

Phone: 518-383-3361
Fax: 888-803-8717


​Glens Falls, NY Location
142 Saratoga Rd.
South Glens Falls, NY 12803

Phone:  518-792-9915 
Fax: 888-803-8717

rss feedemail us

Canoe Associates Insurance Agency, Clifton Park, NY & Glens Falls, NY Insurance. Serving the Albany, Clifton Park, Schenectady, Saratoga Springs and greater Glens Falls areas.

Licensed in New York & Vermont for your Auto, Home, Farm and Business Insurance Needs.
Terms & Conditions | Copyright | Privacy Policy
© 2008- 2015 Canoe Associates Insurance Agency

Insurance Websites
insurance websites | webmail login | admin login